A.F.G. Finance & Accounting

Thu, 23 Jul 09

A.F.G. Finance & Accounting

Why not take advantage of some of our other A.F.G. on site facilities offered, such as Finance, Tax and Accounting advice.

When you obtain Finance from one of our Brokers you are entitled to a free tax return completed by a Charted Accountant. There is also a 50% reduced fee for sub-contractors and business owners.

Also available is advice on structures and strategies to minimise tax in particular on investment asset purchases.

Some different ways to pay off your home loan:

Your mortgage may no longer be just a loan that you will spend the next 25 years paying off. Recent home loan products now allow borrowers to pay off their loans faster and use their equity to secure their financial future by paying their income into the home loan and withdraw the required.

An “Offset Account” is a tax effective transaction which runs in conjunction with a home loan account. The interest earned on the transaction account is offset against the interest on the home loan.

An “All-in-One Loan” combines all your savings and cheque accounts into one loan. The more money left on your account for a longer period of time, the less interest you pay and the faster you pay off your home loan.

A “Redraw Facility” allows you to make deposits into your loan account. You can pay then access any extra funds have deposited over and above your minimum repayments.

These ongoing accounts may carry a higher interests than others, so we can shop around for packages, extras, ongoing fees, charges and limitations and get to you with all the best deals and information. For instance, an offset loan needs to be 100% offset to get the benefit, but there is often a higher fee attached to it. A.F.G. Finance can do all this hard work for you and then sit down and advise you in person on the best deals to suit you.